Household Survey data is used to study income differences between and within regions in Finland during 1966-1996. We … have five major (NUTS2) regions and apply four income concepts: factor income, gross income, disposable income and final … income, and consider how per capita incomes have evolved regionally relative to the respective national averages. There has …

interest is in housing demand which is explained by demographic demand, real income, user costs of housing and unemployment … income elasticity is quite low, about 0.1. Finally, our cross section and time series results, together with population …