This report employs individual-level register data to study the coverage and amounts of voluntary term life insurances, the monetary losses following from the death of a breadwinner, and the life insurance gap arising as the difference of the two. The data include information on the life...

This report employs individual-level register data to study the coverage and amounts of voluntary term life insurances, the monetary losses following from the death of a breadwinner, and the life insurance gap arising as the difference of the two. The data include information on the life...

This report describes how Finland succeeds in international comparisons of investments into and outcomes from education. OECD publications (Education at a Glance, PISA, IALS) are the main sources of this report. All levels of the education system, from pre-primary education to the second stage...

This literature review starts with a general discussion of young people and their various activities with special emphasis on youth unemployment and the outcome of alternative ways of measuring the prevalence of unemployment among young people. Thereafter the focus turns to measures targeted at...

This report describes how Finland succeeds in international comparisons of investments into and outcomes from education. OECD publications (Education at a Glance, PISA, IALS) are the main sources of this report. All levels of the education system, from pre-primary education to the second stage...

We describe the costs of the conscription system from different perspectives. In particular, we consider the definition of opportunity cost related to the service time of conscripts. This is a cost that is not directly reflected in the state budget. In addition, we review related literature and...

We describe the costs of the conscription system from different perspectives. In particular, we consider the definition of opportunity cost related to the service time of conscripts. This is a cost that is not directly reflected in the state budget. In addition, we review related literature and...

We analyse how alternative reforms of the student financial aid would influence average study duration, government expenditures, and tax revenues. We also consider the reform that has been proposed by the current government (in 2016) which consists of lowering the monthly student grant and...