Banking and financial services have traditionally been a heavily regulated industry where technology alone has not been … the inherent secondary nature of financial services, however, it is more likely that the customer interface of financial … services will increasingly migrate towards primary service platforms. As a result, the commoditization of payment processing …

75.80% in the economy as a whole, i.e., 2.5 times more than in the OECD area on average. The growth in the services … of the Finnish services sector has not yet reached that of the leading countries. In some services industries, e.g., in …