We examine the role of demographics on the housing market in the Helsinki Metropolitan Area (HMA) using the Mankiw and Weil (1989) approach. First, we estimate housing demand for each age group in HMA using cross section data and find that it increases from childhood to the age 70-74 years. This...

This report employs individual-level register data to study the coverage and amounts of voluntary term life insurances, the monetary losses following from the death of a breadwinner, and the life insurance gap arising as the difference of the two. The data include information on the life...

This report employs individual-level register data to study the coverage and amounts of voluntary term life insurances, the monetary losses following from the death of a breadwinner, and the life insurance gap arising as the difference of the two. The data include information on the life...

This study examines structures at the environment and energy sectors and those challenges to face in ongoing climate change. It investigates firstly goals behind steps how to decrease effects of climate change, research results and scenarios and which support to achieve these goals. Study also...

This study examines structures at the environment and energy sectors and those challenges to face in ongoing climate change. It investigates firstly goals behind steps how to decrease effects of climate change, research results and scenarios and which support to achieve these goals. Study also...