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Moral hazard means that people with insurance may take greater risks because they know they do not bear the full … consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to … alleviate the problem. An interesting way to bring deductibles into social insurance is to establish individual social accounts …
Persistent link: https://www.econbiz.de/10010273035
Moral hazard means that people with insurance may take greater risks because they know they do not bear the full … consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to … alleviate the problem. An interesting way to bring deductibles into social insurance is to establish individual social accounts …
Persistent link: https://www.econbiz.de/10003816556
Suomessa on viime vuosina mietitty keinoja innovaatiopohjaisen kasvuyrittäjyyden edistämiseen ja sen edellyttämän riskipääomamarkkinan toimivuuden kehittämiseen. Useissa tutkimuksissa, selvityksissä ja kannanotoissa on yhtenä ratkaisuna esitetty harkittavaksi verokannustimia...
Persistent link: https://www.econbiz.de/10010285099
Viimeaikaisten law and finance -tutkimusten mukaan yritysten ohjausjärjestelmien uudistamiseen ja sijoittajan suojan kohentamiseen tähtäävä lainsäädännön kehittäminen vaikuttaa suotuisasti rahoitusmarkkinoiden toimintaan ja kehitykseen. Suomessa osakeyhtiölaki on perinteisesti ollut...
Persistent link: https://www.econbiz.de/10012147972
According to recent law and finance research, legislation is essential to financial development. More effi-cient financial markets would be achieved by reforming the laws governing investor protection and cor-porate governance systems. The Companies Act has traditionally played a very important...
Persistent link: https://www.econbiz.de/10005648829
A Central Counterparty (CCP) is an entity that interposes itself between transacting counterparties – a seller vis-à-vis the original buyer and a buyer vis-à-vis the original seller – to guarantee execution of the transaction. Thus, the original transacting parties substitute their...
Persistent link: https://www.econbiz.de/10005419682
Tutkimuksessa tarkastellaan omistajuuden ja omistusmuodon yhteyksiä yritysten menestymiseen. Tarkasteltavia omistajaryhmiä ovat perheyritykset, valtionyritykset, hajautetusti omistetut pörssiyritykset sekä ulkomaalaisomisteiset yritykset. Tutkimuksen empiirinen aineisto perustuu...
Persistent link: https://www.econbiz.de/10010284992
Persistent link: https://www.econbiz.de/10000807146
Persistent link: https://www.econbiz.de/10000911490
Elderly people could markedly increase they standard of living by releasing their housing equity. Purchase of a single-payment life annuity would increase the benefits of this release. The tax treatment of these annuities is, however, very strict in Finland, because both yield and capital are...
Persistent link: https://www.econbiz.de/10012037625