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We study the use of pension funds in the Finnish earnings-related pension system with the aim of smoothing contributions over time under demographic and economic risks. Smoothing is affected by the revisions in long-term forecasts and is thus imperfect. As a partially funded defined-benefit...
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The amount of work done in the economy has been subject to a lot of debate in Finland recently. Unemployment is considered a major problem. On the other hand, extending annual working time receives little support. In fact, a widely held view is that one should reduce the working time of the...
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This study analyzes the sustainability implications of demographic and investment risks in the Finnish private sector … expenditure. The main sustainability problem is not, however, the generally projected increase in the contribution rate, but the …. It is likely to do so, unless the increased risk causes unforeseen changes to the pension system, with sustainability …
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