This paper studies the impact of financial inclusion on wealth accumulation. Exploiting the US interstate branching deregulation between 1994 and 2005, we find that an exogenous expansion of bank branches increases low-income household financial inclusion. We then show that financial inclusion...

This chapter is the introduction to the book Nudge and the Law: A European Perspective. It sets the scene for an exploration of the legal implications of the emergent phenomenon of behaviourally informed intervention. More precisely, we focuses on the challenges and opportunities it may offer to...

[Water, a blessing and a curse: how to resolve water conflicts in West Africa?] - For many Africans, water is not only the source of life but also a means of purification and a centre of regeneration. Water rituals and cults, such as 'Mami Wata’, lead their followers to liberation of body and...

Pour de nombreux Africains, l'eau n'est pas seulement la source de la vie, mais aussi un moyen de purification et un centre de régénération. Les rituels et les cultes de l'eau, tels que «Mami Wata», conduisent leurs adeptes à la libération du corps et de l'esprit. Mais les rites...

Since 1 June 2003 the file of the Central Office for Credits to Private Individuals has recorded information relating to all consumer credits and mortgage loans contracted by natural persons for private purposes, as well as any payment defaults resulting from these loans. This registration aims...

We use the "symbolic contagion" concept (Rozin and Nemeroff, 1994) and its adaptation to the food modernization framework by Fischler (1994) to analyse the interactions between quality signs and points of sales -street vending, formal and informal open-air market and supermarket- in consumers...

Since 1 June 2003 the file of the Central Office for Credits to Private Individuals has recorded information relating to all consumer credits and mortgage loans contracted by natural persons for private purposes, as well as any payment defaults resulting from these loans. This registration aims...

La loi 2010-737 du 1er juillet 2010 renforce les obligations des établissements prêteurs et des organismes d'assurance en termes de publicité, d'information de l'empreunteur, d'octroi et d'exécution des contrats de prêt. Ces dispositions enrichissent le corpus normatif sur lequel repose...