This paper studies the impact of financial inclusion on wealth accumulation. Exploiting the US interstate branching deregulation between 1994 and 2005, we find that an exogenous expansion of bank branches increases low-income household financial inclusion. We then show that financial inclusion...

This chapter is the introduction to the book Nudge and the Law: A European Perspective. It sets the scene for an exploration of the legal implications of the emergent phenomenon of behaviourally informed intervention. More precisely, we focuses on the challenges and opportunities it may offer to...

Pour de nombreux Africains, l'eau n'est pas seulement la source de la vie, mais aussi un moyen de purification et un centre de régénération. Les rituels et les cultes de l'eau, tels que «Mami Wata», conduisent leurs adeptes à la libération du corps et de l'esprit. Mais les rites...

[Water, a blessing and a curse: how to resolve water conflicts in West Africa?] - For many Africans, water is not only the source of life but also a means of purification and a centre of regeneration. Water rituals and cults, such as 'Mami Wata’, lead their followers to liberation of body and...

Since 1 June 2003 the file of the Central Office for Credits to Private Individuals has recorded information relating to all consumer credits and mortgage loans contracted by natural persons for private purposes, as well as any payment defaults resulting from these loans. This registration aims...

Since 1 June 2003 the file of the Central Office for Credits to Private Individuals has recorded information relating to all consumer credits and mortgage loans contracted by natural persons for private purposes, as well as any payment defaults resulting from these loans. This registration aims...

La Banque de France est concernée par le développement et la compétitivité des territoires, par l’amélioration de l’accès et de la qualité des services offerts aux publics, thèmes au coeur du Contrat de service public conclu, depuis 2003, avec l’État.

Plus de 200 spécialistes de la Banque de France forment gratuitement chaque année 25 000 professionnels à l’authentification des billets de banque pour leur permettre de détecter toutes les contrefaçons.