-dimensional utility function (wealth and health status). We prove that the introduction of chronic diseases influences the equilibrium of …This paper investigates the impact of chronic diseases on insurance contracts with adverse selection. We use a bi … insurance market. We characterize conditions such that first best contracts can be optimal with asymmetric information. …

Using a model of bivariate decision under risk of disease, with separates the financial losses from the health losses … demand for self-protection and the demand for self-insurance as well as the impact of the risk aversion on each of these two …

Prévention et précaution sont deux concepts bien différents, même si le premier peut être considéré comme un cas …

combining the methods recommended by Health Care Ministry with other approaches in order to improve the current system. The …