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deregulation between 1994 and 2005, we find that an exogenous expansion of bank branches increases low-income household financial …
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series and are frequently associated with equity issuances. These exercises prove effective at improving bank capitalization … innovative liabilities securities as a tool to improve bank resilience …
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Les conditions d’accès des PME au crédit se sont plutôt améliorées ces dernières années. Des handicaps persistent néanmoins (cherté relative des découverts bancaires, contraintes de financement propres à certains secteurs) dans un contexte financier devenu moins accommodant sur la...
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theory, but could support a more efficient regulation. Bridging this gap will require encompassing theoretical models and …
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In this paper, we identify several shortcomings in the systemic-risk scoring methodology currently used to identify and regulate Systemically Important Financial Institutions (SIFIs). Using newly-disclosed regulatory data for 119 US and international banks, we show that the current scoring...
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