The performance of banks is important because it is a reflection of the ability of banks to manage aspects of its capital and assets in the profits and the extent to which the ability of capital a bank is able to absorb the credit risk of failure that may occur, as well as the implications of...

Capital market represent the market transactions between the company and investor. For investors who invest their funds in shares of a company aims to earn revenue namely dividends. Many factors affect the stock price on the stock exchange, such as price earnings ratio (PER) and cash dividends....

Classical multivariate principal component analysis has been extended to functional data and termed functional principal componentanalysis (FPCA). Most existing FPCA approaches do not accommodate covariate information, and it is the goal of this paper to develop two methods that do. In the ?rst...