level of health that includes capital, assets, earnings, and liquidity. The ratio used is KPMM representing Capital Adequacy … performance of PT. Bank Syariah Mandiri in terms of capital ratios, assets, earnings, and liquidity in the years 2007-2008 is … liquidity in the years 2007-2008 are classified as banks have strong capital ratios, good asset quality, high profitability, and …