The World Bank in 2014 reports only 36% of Indonesia's population has access to the formal financial institution. This number shows us the level of financial inclusion in Indonesia. There is still some task to do since Indonesian government has the goals 70% level of financial inclusion in 2019....

The government tries to increase financial inclusion by channeling various social assistance in non-cash, namely through bank accounts, but the results are still not encouraging. Penetration through the supply side, which is also an alternative, is to introduce the mechanism of banking products...

A high level of population inequality usually accompanies the high poverty rate. Indonesia has various ways to solve this problem. The government is always trying to continuously and simultaneously prepare and implement programs to solve these problems. The Indonesian Conditional Cash Transfer...

Presidential Regulation (Perpres) No. 82 of 2016 concerning the National Inclusive Financial Strategy established on September 1, 2016, is one of the Government's efforts to improve public access to financial services. A survey from several foreign survey institutions such as the World Bank...

The drop shipping transaction which a glance look like bai’ assalam, especially parallel salam, which is suspension transaction model that allowed in Islam. But, there is a little difference in the dropship (online store) does not accommodate for sell. Therefore, from that thing makes...

Microfinance is one of alternative strategy to reduce poverty. there are kind of thinking of different microfinance strategy for poverty reduction. therefore, this paper try to explore several suitable alternative strategy which can be implemented to develop microfinance in papua. two particular...

Based on the calculation of the Altman model in predicting bankrupt at PT. Bank Rakyat Indonesia (Persero) Tbk in 2014, 2015, 2016, PT. Bank Mandiri (Persero) Tbk in 2014 and 2015 and is PT.Bank Tabungan Negara (Persero) Tbk in 2014 with a score of Z-score above 2.99 indicates that included in...

Mortgages are used as credit services provided by banks to customers who want a special loan to meet the needs in the construction of houses or home renovations that must be in accordance with the procedures that have been specified as a condition of completeness of KPR. Data collection methods...

In any financing there must be a risk that arises as a result of failure by a counterparty to fulfill its obligations. At commercial banks, the financing referred to loans, while in Islamic banks are called estab-financing, while for the remuneration given or received at commercial banks in the...

The prospect of the development of Shariah Credit Unions (KSPS) in Indonesia seems more convincing, however, there are still many people who do not use the services KSPS, even many who prefer Sharia banking services. In general mean organizer of KSPS feel difficulty at the time of offering...