This research titled "Analysis of Influence of Credit and Interest Rate Increase Economic Growth in Disability Sumatera … determine the influence of credit and interest rate of economic growth in 1989-2008 of North Sumatra. This research uses … that the higher credit demand, then economic growth will increase. Meanwhile, the higher the interest rate, then economic …

The credit binding for small scale firm by the land without certificate as collateral is permissible by the law term as … more than 3 (three) months after issued.Generally, by the program of credit for small scale firm at PT. Bank Sumut, there … is an opportunity for the small scale firm to access the credit with the lower interest rate. But in fact, the …

Banking institution, in the credit and other service activities, is functioned toserve the financial needs and to … increase the mechanistic system of payment for alleconomic sectors. In the credit activity, the debtors can obtain the loan … from theinstitutions which give the credit separately in order to obtain the whole credit which is called ‘joint financing …