commercial banks, shows that over the period 1998-2008 all jurisdictions experienced a reduction in both effective and statutory … tax rates. Even if the tax burden on Italian banks has seen one of the largest reductions, this tax indicator is still the …

introduce relevant organizational changes. In general firms do not perceive any relevant change in banks' behaviour, but there … is some dispersion in the answers on banks' reactions in credit availability and conditions. A trend towards reduction in …

marked in the south with respect to the rest of the country, given the support of the southern banks, which increased lending … to firms in these regions, especially to small businesses, more than other banks. During the period 2008-2019, the … proportion of riskier loans of banks headquartered in the south increased; these banks are characterized by lower quality credit …

This paper investigates the effects of the increasing activity of foreign banks in Italy, distinguishing between credit … granted to households and firms. Foreign banks display a differentiated degree of business expansion across the provinces, we … exploit this variability to measure how foreign banks affect competition and test it with reference to: i) a market share …