resources in risk selection (a typical feature of the private provision of insurance). …Private insurance markets provide insufficient coverage for risks coming from natural disasters. We argue that in such … avoids the discretionary ex post public intervention, allows an inter-temporal risk diversification, and avoids the waste of …

insurance. This tool did not spread in the Central and Southern Italy as much as in the Northern Italy. Several aspects should … investigate these aspects and conclude on variables that tend to affect farmers' choices on crop insurance, with specific … reference to the behavioral aspects such as risk and ambiguity attitudes and temporal preferences. …

commercial banks, shows that over the period 1998-2008 all jurisdictions experienced a reduction in both effective and statutory … tax rates. Even if the tax burden on Italian banks has seen one of the largest reductions, this tax indicator is still the …

introduce relevant organizational changes. In general firms do not perceive any relevant change in banks' behaviour, but there … is some dispersion in the answers on banks' reactions in credit availability and conditions. A trend towards reduction in …