English Abstract: We hypothesize that Italian banks suffer a competitive disadvantage in business lending. We estimate … two cross sections of about 100 European banks for 2013: the first on the determinants of exposure to credit risk on …. The disadvantage of Italian banks on performing business loans depends on four major factors, where there is a systematic …

, assuming the large dispersion among Italian banks in terms of credit quality, profitability and NPL incidence on tangible … equity, a cluster analysis is conducted on a sample of 450 banks in 2015, identifying six different clusters, in a continuum …

disintegration. I examine the determinants that explain the use of credit derivatives by banks in the lending business. Transaction …

listed banks in the period 2010-2012. The results may interest banks, regulators and supervisors to highlight possible areas …

level of performance and riskiness of banks. In particular, we aim at understanding if the application of the Enterprise … Risk Management approach to banks helps increasing their stability. We test the hypothesis that those banks using an …

reported by banks and those calculated by the Ecb. The paper analyzes the factors associated to this distortion and the results … show that the gap is lower for banks operating in a highly developed capital market, having a corporate culture aimed to …