Italian Abstract: Lo studio misura il livello di educazione finanziaria di un campione di 1.087 studenti universitari italiani, analizzando alcune determinanti del fenomeno. Oggetto d'indagine sono studenti frequentanti il primo e il terzo anno di diversi corsi di laurea. Il grado di educazione...

The paper reviews the supply of different mortgage instruments to Italian households by means of data obtained from a survey conducted in 2007 by the Bank of Italy over more than 300 banks. The results document significant innovations in housing finance in the last five years: a greater variety...

Demand for consumer credit on the part of Italian households has risen sharply in recent years. According to the economic reference models for analysis of the choices made by households in terms of consumption, saving and indebtedness, the possibility of borrowing guarantees greater economic...