高所得者層を中心として民間地震保険契約自体への潜在的なニーズも強いことが明らかになった。, In this paper, we investigate the context effect in the choice of public and private earthquake insurance contracts … survey, the public earthquake insurance was not popular among those who felt that its premium was too high. On the other hand …, the 2009 survey demonstrates that the choice of earthquake insurance contracts changes substantially once a private …

This study proposes a model that describes banks' decisions about their capital structures and analyzes the regulation … households portfolio optimizations. The model shows that the more risk-averse households are, the more likely a bank is to reduce … lending. These results show that there is a positive probability that regulating banks' capital structures have a negative …

, relationship with their main banks, financial support from local governments, cooperation with universities and research institutes …