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Japanese Abstract:...

To achieve a truly fair way of managing people in organizations and increase organizational competitiveness, designing procedures and structures of human resource management systems appropriately is not sufficient. What are needed in advance are top management's moral or ethical aspirations for...

The purpose of this paper is to estimate the degree of competition of consumer loan industry in Japan utilizing responses to a questionnaire survey conducted by Japan Consumer Finance Association. Estimating the cost function, we found that the industry is characterized by large scale economies....