assets and does not suppress household debt growth. In addition, the insurance, pension and asset management industries are …, the financial industry is expected to keep growing until the late 2020s thanks to increasing household financial assets … elderly-headed households keep their asset allocations biased towards real assets, population aging could increase the …

weaker in conditions of heavy debt. While the number of delinquencies in the control group does not differ by gender, the …

factor in affecting credit constraints is the net assets of households. Income is an important variable for credit …

Workout Program (IWP). The analysis is based on the original data of debt repayment records of users who have undergone debt …, debtors with a higher debt-to-income ratio (DTI) are likely to fail to repay their debts. Second, higher income independent … from the debt-to-income ratio lowers the chances of failure. Third, the failure rate increases with greater number of …

English Abstract: The household debt-to-GDP ratio of Korea is globally high and has been increasing faster since 2020 …. This paper estimates the household's sustainable debt ratio limit by income quintile and studies how changes in interest … asset disposition will reduce household debt space. In addition, some households already have exceeded their sustainable …