Principe of insurance companies is to take risk of insured. If risks of insured are different it is advisable to adjust … insurance premium considering into risk rate so it is very important to estimate and evaluate factors from which depends if … solving this issue. After estimating the most risky group it is required to measure risk rate which helps to estimate …

business risk estimation taking in to account only by discount rate. This is very general assumption, in which theoreticaly … modeling we obtain possibilities for value increasening based on value and they risk optimal relationship criterion. The aim of … this research is to obtain impact of changing riskiness of diferent business risk drivers on business value, and to obtain …