Principe of insurance companies is to take risk of insured. If risks of insured are different it is advisable to adjust … insurance premium considering into risk rate so it is very important to estimate and evaluate factors from which depends if … solving this issue. After estimating the most risky group it is required to measure risk rate which helps to estimate …

investment return and measurement of the risk. At the same time the analysis of various author opinions, how useful these models …. Afterwards the risk of these projects was counted because investment returns were almost the same. In the third part author …