This report analyses the portfolio behaviour of Dutch households. The study is partly based on information from a broad survey commissioned by the Nederlandsche Bank, held in March of this year. The investigation shows that risk bearing elements are becoming more and more important in households...

This report analyses the portfolio behaviour of Dutch households. The study is partly based on information from a broad survey commissioned by the Nederlandsche Bank, held in March of this year. The investigation shows that risk bearing elements are becoming more and more important in households...

Dutch abstract: Organisaties kunnen computers gebruiken om beslissingen over mensen te nemen: digitale differentiatie. Zo kunnen verzekeraars prijzen aanpassen aan individuele consumenten, en kan de overheid computers gebruiken voor fraudebestrijding. Zulke digitale differentiatie is vaak nuttig...

This article discusses the reduction in the tax burden resulting from the Dutch tax reform that was implemented in 2001. The consumption growth lagged behind the substantial increase in purchasing power. This 'consumption puzzle' is put in the perspective of the relatively high consumption...