differentiation is often useful and efficient, but it also has risks. First, there is a risk of discrimination against people with a … certain skin colour, gender, or similar characteristic. Second, there is a risk of other unfair differentiation, which does …

, a higher risk and/or a lower amount. Second, for a given form of credit the mark-up also varies across banks. Large and …Given the importance of bank credit in Belgium as a financing source for both households and non-financial firms, it is … Belgian banks for a number of standardised forms of credit. The data used are mainly from a survey conducted by the National …