Lindquist, Kjersti-Gro; Vatne, Bjørn Helge - 2019
-servicing capacity requirements. When calculating debt-servicing income, ordinary consumption expenditure is withdrawn. Household wealth … distribution of selling prices in the housing market against the distribution of household capacity to debt-finance a home. The … latter is calculated based on household debt-servicing income, banks' residential mortgage rates, principal payments and debt …
