(CRE) exposures in Norway, applicable to the largest banks. CRE is the sector where banks have historically incurred the … weight floor is high enough to cover banks' CRE loan losses[1] during the downturn in 2002-03, but lower than the CRE loan … losses incurred during the banking crisis of 1988-93. This also applies if I assume that the profit generated by CRE loans …

(CRE) exposures in Norway, applicable to the largest banks. CRE is the sector where banks have historically incurred the … weight floor is high enough to cover banks' CRE loan losses[1] during the downturn in 2002-03, but lower than the CRE loan … losses incurred during the banking crisis of 1988-93. This also applies if I assume that the profit generated by CRE loans …

The EU plans to revise the capital adequacy rules for banks in 2025. Regulatory amendments will be introduced in Norway … for small and medium-sized banks (SA banks). This may enable SA banks to offer cheaper loans. The new rules will have … limited implications for the largest Norwegian banks (IRB banks), but they may contribute to more equal and comparable capital …

This paper analyses how the introduction of the IRB approach may have affected banks' lending to enterprises, lending … margins and portfolio quality in Norway. Our results show that the IRB banks' lending margins decreased compared with the … standardised approach banks following the introduction of the IRB approach. Growth in lending to the corporate market was also …

Operating costs in the Norwegian banking sector have been reduced considerably in recent decades, both as a share of … income and assets. This has increased banks' resilience to increased losses and reduced the risk of crises. In this article … automation and the digitalisation of banks' operations have played a key role in improving cost efficiency. …

This paper analyses how the introduction of the IRB approach may have affected banks' lending to enterprises, lending … margins and portfolio quality in Norway. Our results show that the IRB banks' lending margins decreased compared with the … standardised approach banks following the introduction of the IRB approach. Growth in lending to the corporate market was also …