The paper discusses the challenges present in the management of groundwater. The theoretical approach of Elinor Ostrom is presented and her study of the management of groundwater in Southern California in the 1960ies is used illuminate how the bottom up process for developing a sustainable...

Operating costs in the Norwegian banking sector have been reduced considerably in recent decades, both as a share of income and assets. This has increased banks' resilience to increased losses and reduced the risk of crises. In this article, I analyse how costs have been reduced and the main...