The EU plans to revise the capital adequacy rules for banks in 2025. Regulatory amendments will be introduced in Norway … for small and medium-sized banks (SA banks). This may enable SA banks to offer cheaper loans. The new rules will have … limited implications for the largest Norwegian banks (IRB banks), but they may contribute to more equal and comparable capital …

Loans to non-financial enterprises are the main source of banks' losses. Analyses of banks' losses on corporate loans … are therefore important in the assessment of financial stability. This paper presents Norges Bank's framework for … estimating losses on corporate loans built up from microdata for each firm and loan in each bank. Losses are estimated using a …

The EU plans to revise the capital adequacy rules for banks in 2025. Regulatory amendments will be introduced in Norway … for small and medium-sized banks (SA banks). This may enable SA banks to offer cheaper loans. The new rules will have … limited implications for the largest Norwegian banks (IRB banks), but they may contribute to more equal and comparable capital …