This paper analyses how the introduction of the IRB approach may have affected banks' lending to enterprises, lending … margins and portfolio quality in Norway. Our results show that the IRB banks' lending margins decreased compared with the … standardised approach banks following the introduction of the IRB approach. Growth in lending to the corporate market was also …

This paper analyses how the introduction of the IRB approach may have affected banks' lending to enterprises, lending … margins and portfolio quality in Norway. Our results show that the IRB banks' lending margins decreased compared with the … standardised approach banks following the introduction of the IRB approach. Growth in lending to the corporate market was also …