This paper has a double purpose. First, the author intends to discuss what is in game when the public social security is changed for private systems based on individual savings. Second, she aims to analyze why the neoliberal reforms are accepted easier in Latin America (with exception of Brazil)...

The employer`s payroll contribution for pension system relief has been one of the most important topic on the debate about social security. Some advocates that the traditional source of funds for pension system tends to undergo a process of erosion.And there are critics, who argue that there is...

This paper describes the main characteristics of "reverse mortgage" and it also assesses the main aspects related to its implementation in Brazil. A reverse mortgage is an equity release product that allows old people to convert their housing asset into an income flow, without the requirement of...