The economic crisis has stopped the Romanians consumerism momentum. The perspective of job loss, changes in exchange rate or the inflation made many people to be extremely cautious when contract a loan for fear they can not repay it. In this paper we intend a retrospective analysis of housing...

Market economy is characterized at a time, among others, by the existence of twopartners, so that one has some money, a certain amount of capital, and one needs money. The first has money and wants to capitalize on them as possible, and the second wants to enter into possession of a capital base...

One of the biggest problems facing humanity today is the nourishment problem and not as food seen in terms of quantity but especially in terms of quality. Quality of food in general we can say that it is in direct line with the quality of life. A significant part of the world's population lives...