every credit is implying a less known aspect, as it is the subject of running a number of risks. The credit risk does exist … below is emphasizing a number of aspects concerning the management of the credit risk (i.e. the non-payment risk, the …The financial and banking market is presently right in the middle of a developing and consolidating process. The banks …

In this article we discuss one of the modern risk measuring techniques Value-at-Risk (VaR). Currently central banks in … their supervised banks. Banks regulators ask all commercial banks to report VaRs with their internal models. Value at risk … major money centers, under the auspices of the BIS Basle Committee, adopt the VaR system to evaluate the market risk of …

Romania, as well as in the whole European Cummunity, the new legislation adresses, primarily, the protection of credit … some abusive fees related to credit contracts and the calculation of the variable interest according to transparent indices … such as ROBOR/EURIBOR/LIBOR and not to internal reference interest rates. Romanian banks’ clients are now complaining of …

Romania, as well as in the whole European Cummunity, the new legislation adresses, primarily, the protection of credit … some abusive fees related to credit contracts and the calculation of the variable interest according to transparent indices … such as ROBOR/EURIBOR/LIBOR and not to internal reference interest rates. Romanian banks’ clients are now complaining of …

banks and commercial banks generates a lot of problems in the prices mechanism, structure of production and is the major …: concept and function of money as a medium of exchange, (non)neutrality of money, independence of central banks …

policy measures at European level, has maintained financial stability. Credit risk must be a key priority for the relevant … alternative credit risk indicators that take into account the economic environment, the implementation of moratoriums and other … accumulation of non-performing loans. It is also important for banks to consider all available information and to develop new …

banking institutions, volume of NPLs, capital adequacy, liquidity risk, challenges for investment funds and stock exchanges …

the effects of economic and financial crisis, and therefore to maintaining the important role that the credit you have in …

In an attempt to stay on the market in a more and more competitive environment, banks turn to classifying clients in … been offered more and more new types of products, both by banks and by other financial companies. In the attempt to make … them known on the market, banks must find the way between the unique transaction and the long term partnership, based on …