Showing 1 - 10 of 41
In detail knowledge of clients that banks enter in business relations with is a way of increasing the efficiency of banks’ investment portfolio. This is because banks so manage to attract new clients more easily and also keep the existing ones into their portfolios, through identifying their...
Persistent link: https://www.econbiz.de/10008495404
Romanian Abstract: Securitizarea activelor este o modalitate de finanţare relativ noua şi inovatoare - probabil una dintre cele mai importante tehnici care au avut loc în ultima parte a secolului trecut - dezvoltată pentru a finanţa un fond de active care prin natura lor nu sunt...
Persistent link: https://www.econbiz.de/10013014547
The qualifying of supervision as “prudential” is used to differentiate it from other forms of supervision, which regards issues related to banking consumer protection. In order to achieve its goal, prudential supervision needs relevant information, provided mostly by the credit institutions...
Persistent link: https://www.econbiz.de/10005099700
The new own funds adequacy device, officialy named “ International Convergence of Capital Measurement and Capital Standards”, describes the most important benchmark framework for micro-prudential supervision at the moment. The publication of the final text in June 2004, after five years of...
Persistent link: https://www.econbiz.de/10005581538
Nowadays, the whole world is trying to implement efficiently the Basel II, this moment being foreseen for 2006. In general, the banks consider that the frame established by Basel II, is having a positive effect over the increasing of the competitional capacity of the banks meeting the internal...
Persistent link: https://www.econbiz.de/10005154468
Abstract: Nowadays, the countries still face new challenges in sustaining their own financial systems, designing a credible regulatory framework, a better cooperation line and a solid cross-border crisis management. The aim of this paper is to underline the main sources of financial instability...
Persistent link: https://www.econbiz.de/10015225407
Abstract: The recent global financial crisis has exposed weaknesses in economic policy and financial structure on a national and international level. The aim of this paper is to underline how the present financial crisis affects the financial stability. The study is structured on chapters that...
Persistent link: https://www.econbiz.de/10015225474
This paper studies the particularities of portfolio selection on the Romanian stock market using the risk-return maximization criteria introduced by Harry Markowitz (1952). We used daily prices for the 36 most liquid companies traded on Bucharest Stock Exchange during January 2010 – March 2012...
Persistent link: https://www.econbiz.de/10015235643
This paper approaches the risk management as a decision making process in which the best solution to an exposure is found and implemented. Such a process includes five stages: identifying the risk, assessment of exposure, analysis of the alternatives to deal with the exposure, adopting the...
Persistent link: https://www.econbiz.de/10015239205
In the framework of the risk management process, after a risk was identified, the exposure was analyzed and the solutions were generated, a decision about the best way to treat the exposure has to be adopted. In this paper we approach some techniques to optimize such a decision. We approach also...
Persistent link: https://www.econbiz.de/10015247971