Romanian Abstract: Adeseori, unele decizii financiare ale familiilor, precum cele care privesc împrumuturile, consumul, economisirea sau investiţiile sunt adoptate în moduri care diferă semnificativ de ipotezele finanţelor tradiţionale. Finanţele comportamentale ale familiei încearcă...

Scopul acestui articol este de a prezenta modelele cele mai folosite pentru descrierea comportamentului gospodăriilor, cu aplicaţii la gospodăriile populaţiei din România. In literatură sunt două tipuri de modele mai răspndite, modelul utilităţii comune, care este o generalizare a...

Romanian Abstract: Securitizarea activelor este o modalitate de finanţare relativ noua şi inovatoare - probabil una dintre cele mai importante tehnici care au avut loc în ultima parte a secolului trecut - dezvoltată pentru a finanţa un fond de active care prin natura lor nu sunt...

In detail knowledge of clients that banks enter in business relations with is a way of increasing the efficiency of banks’ investment portfolio. This is because banks so manage to attract new clients more easily and also keep the existing ones into their portfolios, through identifying their...

Bank failure is the result of a defective management in banking leading the bank to a stage of bankruptcy, which means that the insolvent bank is going to be closed by the banking authority. In general, the banking sector is viewed as more vulnerable to contagion than other industries since...

The paper analyses the effects of global financial crisis and presents some arguments that can contribute to mitigating the effects of economic and financial crisis, and therefore to maintaining the important role that the credit you have in supporting these efforts.

In an attempt to stay on the market in a more and more competitive environment, banks turn to classifying clients in behavioral types and consequently adapt their offer, their dialogue and negotiation techniques and also their selling tactics. The final goal is to maintain and attract a market...

Nowadays, the unprecedented development of the information and communication technologies generates profound and irreversible changes of the entire society. Because of its specific characteristic features, the banking services’ field is one of the most dynamic sectors in the economy....

During last decades the interest to financial stability and, as a result, to regulatory and supervisory issues has markedly increased in academic and policy circles. Representative research has been done since that time referring to both financial and banking regulation, however only a few...

The term "electronic banking" or "ebanking" covers both computer and telephone banking. Using computer banking, a charity’s computer either dials directly into its bank's computer or gains access to the bank’s computer over the internet. Using telephone banking, the charity controls its bank...