The paper analyses the swift growth of bank loans granted to the nongovernmental sector with a special attention on the case of Romania, concluding that it creates several perils for the macroeconomic and financial stability.

The paper analyses the effects of global financial crisis and presents some arguments that can contribute to mitigating the effects of economic and financial crisis, and therefore to maintaining the important role that the credit you have in supporting these efforts.

During last decades the interest to financial stability and, as a result, to regulatory and supervisory issues has markedly increased in academic and policy circles. Representative research has been done since that time referring to both financial and banking regulation, however only a few...

Paradigma optimalităţii în dezvoltarea economică sau socială şi-a demonstrat caracterul inadecvat şi, în consecinţă, trebuie înlocuită c paradigma sustenabilităţii. În acest context, studiul are drept scop propunerea unor proceduri şi instrumente prin intermediul cărora să se...

This article deals with scientific issues on the setting of the insurance company's profits. Insurance company's financial result is the effect of economic and financial activity obtained by the insurer during the financial year which can get as the profit or loss, which reflects the success or...

The local public authorities are based on an economic-financial mechanism which functions on the principle of financial and administrative local autonomy. In order to observe the way of its operation it is necessary to present the concept of autonomy in the structure of the economic-financial...

În literatura de specialitate, insuficienta abordare a problematicii convergenţei face ca legăturile dintre convergenţa reală şi cea nominală să nu fie identificate corespunzător în vederea conturării unor posibile „drumuri de urmat” pentru ţările doritoare a accede în zona...

The study is based on the critical observations that the competitive market forces alone are not able to assure the convergence with the developed countries. 

The study defines the three types of convergence – institutional, nominal and real ones –, the connection among them and their main measurement indicators. 

This study offers from the beginning a survey about the institutional construction in the pre- and post-adhesion stages to European Economic and Monetary Union, about the exchange rate mechanism applied by the different countries and about convergence criteria.