Romanian Abstract: Incertitudinea generalizată reprezintă un fenomen cu care managerii de astăzi se confruntă, ca parte a experienţei lor profesionale, iar existenţa sa face dificil de anticipat modul în care mediul de afaceri va evolua sau care vor fi consecinţele deciziilor pe care un...

In this study authors argues that diversification plays an important role not only in personal financial investment, but also in corporate strategy.

In spite of the fact that many successful foreign companies pay special attention to reporting preparation with the view of value reporting creating, only some home companies are willing to adopt this experience.

The economic crisis has stopped the Romanians consumerism momentum. The perspective of job loss, changes in exchange rate or the inflation made many people to be extremely cautious when contract a loan for fear they can not repay it. In this paper we intend a retrospective analysis of housing...

Romanian Abstract: Securitizarea activelor este o modalitate de finanţare relativ noua şi inovatoare - probabil una dintre cele mai importante tehnici care au avut loc în ultima parte a secolului trecut - dezvoltată pentru a finanţa un fond de active care prin natura lor nu sunt...

The term "electronic banking" or "ebanking" covers both computer and telephone banking. Using computer banking, a charity’s computer either dials directly into its bank's computer or gains access to the bank’s computer over the internet. Using telephone banking, the charity controls its bank...

Financial markets and institutions have a main role for national economy development. A lot of transactions which offer opportunities for making profit are realizing on the capital market as a segment of financial market. The paper includes analysis of the meaning and the role of financial...

In Romania, the accumulation of pressures in economy, as result of its administration, have imposed both the need of changing he bases of economy’s evolution and the finding up of some mathematical patterns, which could model the transition towards the market economy and permit the aligning of...

The paper analyses the swift growth of bank loans granted to the nongovernmental sector with a special attention on the case of Romania, concluding that it creates several perils for the macroeconomic and financial stability.

In detail knowledge of clients that banks enter in business relations with is a way of increasing the efficiency of banks’ investment portfolio. This is because banks so manage to attract new clients more easily and also keep the existing ones into their portfolios, through identifying their...