The paper analyses the swift growth of bank loans granted to the nongovernmental sector with a special attention on the case of Romania, concluding that it creates several perils for the macroeconomic and financial stability.

During last decades the interest to financial stability and, as a result, to regulatory and supervisory issues has markedly increased in academic and policy circles. Representative research has been done since that time referring to both financial and banking regulation, however only a few...

The paper analyses the effects of global financial crisis and presents some arguments that can contribute to mitigating the effects of economic and financial crisis, and therefore to maintaining the important role that the credit you have in supporting these efforts.

Bank failure is the result of a defective management in banking leading the bank to a stage of bankruptcy, which means that the insolvent bank is going to be closed by the banking authority. In general, the banking sector is viewed as more vulnerable to contagion than other industries since...

Adoptarea euro intr-un stat membru al Uniunii Europene este grevata de necesitatea respectarii, intre altele, poate chiar in primul rand, a unor criterii de natura bugetar-fiscala care, implicit, limiteaza spatiul de manevra al guvernelor nationale. Cel putin in ultimii patru ani, indisciplina...

Real convergence represents an essential objective for Romania\'s integration into the EU.

The world financial market is an extremely complex system that involves many different participants from local banks to the central bank of each nation and the investors. Due to its importance on the global economy and our everyday lives it is vital that it is functioning properly....

Romanian Abstract: Acest articol abordează două probleme de mare actualitate pentru societatea noastră, cheltuielile cu protecţia socială şi pensia pentru limită de vârstă. Obiectivul declarat al studiului îl reprezintă analiza corelaţiei existente între cheltuielile cu protecţia...

Romanian Abstract: Sub egida globalizării şi internaţionalizării economiilor, procese realizate sub impactul presiunilor financiare în care se mai fac resimţite efectele crizei economico - financiare, fiecare ţară, organizaţie, entitate şi chiar individ în parte, trebuie să...

The construction of an Aggregate Financial Stability Index represents one of the methods used for assessing the level and dynamics of financial sector stability.