Romanian Abstract: Acest studiu analizează bunăstarea financiară și determinanții acesteia, inclusiv alfabetizarea financiară, abordând principalii factori care conduc la nivelul scăzut de incluziune financiară și interdependența dintre dezvoltarea sistemului financiar și educația...

Romanian Abstract: În fundamentarea deciziilor financiare pot surveni percepţii eronate asupra unor aspecte esenţiale precum riscul sau profitabilitatea. Iluziile asociate deciziilor asupra îndatorării au unele particularităţi, cauzate în special de cunoştinţele financiare precare ale...

This paper aims to highlight the benefits and the importance of investments in economic growth of a country. Global crisis creates impediments in obtaining these investments, which structure was divided into financial investments and real investments. Among the many causes that have helped...

In the paper there are presented the main negative effects of the world crisis revealed by the analysis performed in SMEs, there are references to some approaches at the international level, and there are formulated some solutions to combat the crisis and relaunch the SME sector in Romania.

Romanian Abstract: Incertitudinea generalizată reprezintă un fenomen cu care managerii de astăzi se confruntă, ca parte a experienţei lor profesionale, iar existenţa sa face dificil de anticipat modul în care mediul de afaceri va evolua sau care vor fi consecinţele deciziilor pe care un...

In this study authors argues that diversification plays an important role not only in personal financial investment, but also in corporate strategy.

In spite of the fact that many successful foreign companies pay special attention to reporting preparation with the view of value reporting creating, only some home companies are willing to adopt this experience.

Romanian Abstract: Securitizarea activelor este o modalitate de finanţare relativ noua şi inovatoare - probabil una dintre cele mai importante tehnici care au avut loc în ultima parte a secolului trecut - dezvoltată pentru a finanţa un fond de active care prin natura lor nu sunt...

The term "electronic banking" or "ebanking" covers both computer and telephone banking. Using computer banking, a charity’s computer either dials directly into its bank's computer or gains access to the bank’s computer over the internet. Using telephone banking, the charity controls its bank...

Financial markets and institutions have a main role for national economy development. A lot of transactions which offer opportunities for making profit are realizing on the capital market as a segment of financial market. The paper includes analysis of the meaning and the role of financial...