English Abstract: In Q3 2021, there was a decline in the volume of mortgage lending for the first time since the …-supported mortgage programs. In the near future, in the absence of significant change from current trends in the economy and continued … extension of state support for preferential programs, we should expect the restoration of sustainable growth in the mortgage …

beginning of this year, the growth rate of residential mortgage lending (RML) corresponded to the average level of 2020. The … mortgage programs. The rise in prices in the primary and secondary housing markets amid more expensive bank funding and an … increase in construction costs create potential upside risks in the real estate market and results in a mortgage bubble, which …