Based on unique Swedish historical panel data on voluntary Swedish sick insurance societies 1902-1910, we test the hypothesis od economies of scale in sick insurance provision. We report results indicating that pure insurance societies charging only premium ex ante do not exhibit returns to...

For many years now, the development intervention in the Niger Delta has not achieved desired results, as the amazing paradox of underdevelopment in the area continue to deepen. That is why the paper explains the mistakes made by the different commissions and proposes the adaptation of an...