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The pass-through of market interest rates to the financial conditions of households and firms represents an essential element in the monetary policy transmission mechanism. In this document, we analyze how this transmission is developing in the current hiking cycle in the euro area and in Spain,...
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associated with loans and deposits of households and non-financial corporations, or fee and commission income. Breaking down net …
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The Bologna Process: What is its origin? What are the final objectives of this university reform? Who will gain and who will lose by it? You do not have to do sociological research to find out that outside the university world nobody knows anything about it because even inside that world, the...
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Due to the continuous growing of information exchange in the Internet, commercial web sites have started to include …
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The growing importance of Internet as a complementary alternative to traditional retail outlets make it necessary to … suggest that convenience is the main reason for using Internet as a shopping channel and that the different utilitarian … traditional channels in exchange for the benefits of Internet shopping. …
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Several studies conducted on electronic commerce in developed economies have highlighted the influence of impediments or barriers. These determinants of electronic commerce diffusion can be technological, legal or economic in nature. However, over time, while some firms that operate under the...
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