En Colombia y en otros países del mundo hay problemas de ahorro, en particular, los sistemas de ahorro voluntario pensional tienen baja cobertura. Dentro de este contexto, esta investigación pretende evaluar si algunos enfoques de la teoría del comportamiento que aplican para el análisis del...

La decisión de los individuos acerca del ahorro para el retiro ha sido abordada teóricamente bajo la hipótesis de que el sistema de seguridad social se comporta como un sustituto de otros mecanismos de ahorro. Este documento presenta evidencia de los determinantes y patrones de ahorro para el...

In this article I review the current state of our knowledge of what factors account for labor income and wealth inequality among households. In particular, I stress that shocks to labor incomes suffice to generate observable differences between the wealth of the households. (Copyright:...

This paper describes the current functioning of the retirement system in Bolivia. In addition, I rise scenarios related to old age benefit considering the quinueros; which means projections to the pension amounts that they (quinoa producers) could obtain based on the frequency of contributions,...

This document carries out an exhaustive review of the literature, at the microeconomic level, on mainly behavioral problems aimed at promoting voluntary savings for old age (retirement). The different mechanisms and/or tools described have been designed to promote this type of savings,...

This paper evaluates the impact caused by attaching a personalized pension projection (PPP), to the annually report of pension savings. This PPP shows the revenues obtained by the workers when postponing their retirement three years after the legal age for retirement in the Chilean pension...

This paper evaluates the impact caused by attaching a personalized pension projection (PPP), to the annually report of pension savings. This PPP shows the revenues obtained by the workers when postponing their retirement three years after the legal age for retirement in the Chilean pension...

Spanish Abstract: En este trabajo se examina si los datos sobre pensiones incluidos en la Muestra Continua de Vidas Laborales (MCVL) son válidos para realizar cierto tipo de proyecciones sobre la sostenibilidad del sistema público de pensiones. Se analiza al conjunto de datos de prestaciones...