credit risk register as a potential solution to the problem. The paper analyzes two problems: (i) the need to provide a … credit risk estimation of debtors whose behavior is unknown (because they are deleted from the databases without indication … of the reason), and (ii) the assessment of the impact of ignoring these data when evaluating the credit risk of entities …

considerados y tramos de edad. = The study of the premium risk in the car insurance is really important because the insurance … market is very competitive. In this article we show a bonus-malus method of risk premiums. To do this, we use the Functional … applying the bonus-malus method that we have given, we are able to obtain the premium risk for different profiles and age …

rates and collateral in credit markets. To test thisprediction we use data from natural credit markets and controlled … with the ex post risk type of the borrower and other relevantvariables. We then design two incentive compatible contracts … borrowers of ex post lower risk choose contracts with highercollateral and lower interest rate. However, we find that moral …

risks to be monitored through risk mapping. This framework will provide support for the Banco de España's broad …

assets that counterparties can use as collateral to participate in Eurosystem financing operations. This paper, after a brief … summary of the collateral framework for monetary policy operations, studies the measures adopted in this connection by the … terms, two measures stand out over the others in terms of the amount of collateral provided: the acceptance of partially …