Spanish Abstract: Este trabajo realiza un estudio entorno al sistema de remuneración de los corredores de seguros, regulado por la Ley de 26/2006 de 17 de Julio de la mediación de seguros y reaseguros privados. De esta manera, la Ley de mediación manifiesta que los honorarios proceden de un...

Spanish Abstract: Este trabajo realiza un estudio entorno a la retribución percibida por el Operador de Banca Seguros Vinculados, regulado por la Ley de 26/2006 de 17 de Julio de la mediación de seguros y reaseguros privados. De esta manera, las comisiones del canal bancario proceden de un...

Spanish Abstract: Este estudio plantea en qué medida afecta a un corredor de seguros la gestión de cobro de las primas que intermedia dentro del mercado asegurador. Si bien la actividad de un corredor de seguros se caracteriza por su elevada autonomía, este hecho podría suponer soportar más...

Insurance companies have to estimate reserves and provisions to cover the payment of either unreported claims or unsettled claims. In this paper, we apply the Chain-Ladder method to obtain a point estimate of reserves, and then we use the bootstrap technique to estimate the margin of error and...

Agricultural insurances based on a climate index are an innovative form of insurance that represent a viable alternative for low-income countries. Such insurances are tied to a climatic index (e.g. the level of precipitation, temperature, humidity or crop yield) rather than an actual loss. This...

This paper presents the analysis and valuation of an individual, temporary, and leveled-prime life insurance. It starting point is an analogy between contract rules and a financial exotic option. In particular, a cash or nothing option. Several cases are presented from a person with different...

The object of study of this paper is the analysis of the level of reserves in a non-life insurance portfolio. The approach to this tool as an indicator of the solvency of the portfolio poses an initial dilemma between the security necessary to be able to respond to the losses that have occurred...

This work focuses on developing an internal model for equity risk under Solvency II. We have used monthly data for the series of Ibex 35, Cac 40, FTSE 100 and Dax in the period between January 1992 and December 2008. This work fits by maximum likelihood method the model of normal returns, based...

Insurance companies have to estimate reserves and provisions to cover the payment of either unreported claims or unsettled claims. In this paper, we apply the Chain-Ladder method to obtain a point estimate of reserves, and then we use the bootstrap technique to estimate the margin of error and...

This work focuses on developing an internal model for equity risk under Solvency II. We have used monthly data for the series of Ibex 35, Cac 40, FTSE 100 and Dax in the period between January 1992 and December 2008. This work fits by maximum likelihood method the model of normal returns, based...