This paper calculates indicators of market structure: concentration ratio, Herfindahl index, Herfindahl-Hirschman index, inverse of the Herfindahl index and the stability indicator. These indicators are used: (1) to measure indirectly the competitiveness of the bank market, (2) to define...

This paper analyses the degree of competition among banks and savings banks during the 1992-99 period using two industrial organisation tools: the Panzar and Rosse contrast (1987) and Lerner¿s estimation of indices. Panzar and Rosse¿s contrast does not allow to reject the monopolistic...

La movilidad de usuarios y la importancia relativa de las estrategias de ventas cruzadas en el sector bancario minorista europeo han sido aspectos centrales de diferentes estudios y han estado sometidos a un escrutinio frecuente por parte de las autoridades de la competencia europeas. En este...

In the last years, the increase in the level of competition, the reduction of margins, the phenomenon of banking disintermediation, etc. have affected the bank´s income structure, increasing the importance of non-interest income. This paper examines the impact of past and current developments...

This document employs simulation techniques (of what kind) to attempt to replicate the market's behavior under various conditions associated with its competitive structure and the potential existence of entry barriers. The aim is to connect these simulations with theoretical and empirical...

In the firm's competitive strategy act together their financial decision and their decisions in the product markets. Even if in the last three decades the theoretical and empirical literature has growth, still are topics few explored. One of them is the relationship between firm's asset...

This paper aims to show a theoretical description of the integrative enterprises under resources-based view. The limitations of micro, small and medium enterprises is analyzed, and how integrative enterprises contribute to increased competitiveness through capacity development and integration of...

Over the past decades, there has been in Galicia, in line with what has happened in other territories, a proliferation of industrial estates that have increased the supply of industrial land in this region. These estates are immersed in a competitive struggle to attract the largest possible...

Sociocracia, organizaciones circulares, paradigma teal, holocracia, redes, rizomas, entre otras, han cobrado particular impulso en los últimos años, desde los comienzos en Bilthoven, Holanda, como formas de gobierno de tipo horizontal. Contrastan, cuestionan y en alguna medida complementan, a...

Bajo una hipótesis de simplicidad, los cambios sociales y tecnológicos podrán ser identificados anticipadamente. Habrá tiempo para entenderlos, tomarlos en cuenta y evitar o corregir desvíos. La estrategia podrá ser planteada como un acto formal, mecanicista, deliberado. Pero a veces, los...