English Abstract: [Enter English Abstract Here]The Classical Theory of Risk, pride of actuarial mathematics for more … origin of Risk Theory and Game Theory, allowed Barrois in 1834 to build a very complete and modern theory on fire insurance …, which possibly prevented the timely development of a Risk Theory that considered insurance as a commodity that could be …

considerados y tramos de edad. = The study of the premium risk in the car insurance is really important because the insurance … market is very competitive. In this article we show a bonus-malus method of risk premiums. To do this, we use the Functional … applying the bonus-malus method that we have given, we are able to obtain the premium risk for different profiles and age …

This paper analyzes the relationship between the dividend and debt policies, firm risk and the director’s ownership …. Firstly, the results show that the payment of dividends reduces the risk and the leverage, and increases the ownership …. Secondly, the firm risk presents a negative effect on the debt ratio and on the payment of dividends and a positive …