that banks are organizing campaigns to generate more revenue by increase credit cards number. Customers can gain bonus … increased by bonus point usage, on the other hand, banks' cost is decreased by canceling unused bonus point. Importance of … credit cards bonus point practices for customers and banks are understood better by taking into consideration that credit …

Regulation and Supervision Agency with the scope of compliance to Basel III, banks have to provide a cyclic buffer for capital … the banks, which cannot satisfy this condition, will be limited. It is obvious that this limitation on the profit … distribution of Turkish banks will affect the portfolio decisions of the investors. While considering this issue, this paper aims …

, service levels are discussed with all aspects and some critical points that banks should take into consideration in service … level management are addressed. As a conclusion, we recommend that banks should establish service level management units in … analysis and benchmarks, it is so important to disclose banks' service level data. Also, this paper is pioneer and unique study …

internal control and internal audit departments in banks. In this works, some issues are audited as duplicating while some … study, besides conceptual framework of combined assurance, some critical points that banks should take into consideration … that assurance activities provided by internal control and internal audit in banks could be coordinated and banks could …

regulations have been made regarding the sector. The removal of limitation of real estate acquired by banks due to their bad debt … on Turkish Banking Sector and Turkish Economy. As a conclusion, it was determined that capital adequacy ratio of banks …, which have obtained real estates in assets, will increase with the removal of real estate limitation. Banks are able to give …

concluded that foreign participation banks have better performance in comparison with state-owned participation banks with … respect to corporate governance. For this reason, it can be said that state-owned participation banks should take actions to …

English Abstract: Commercial credit interest rate of banks has been increasing. Commercial credit interest rate has …