People who want to become the owner of house but meet some financial difficulties, demand for credit from banks. Banks … that make a decision about acceptance or rejection of these demands should consider all effective factors in credit … evaluation process. In this study, a new proposal of model was improved to evaluate the customers which demand for mortgage. For …

This paper focuses on emerging countries whose credit ratings are upgraded to investmentʺ level since 1990 and analyses … that access to foreign capital gets easier after being upgraded to investment level through both portfolio and credit … foreign credit reflects on domestic credit market, as domestic credit to private sector accelerates and cost of domestic …