payment technology was assessed and classified as belonging to one of the several major categories consisting of SMS, WAP …, USSD, NFC (RFID), Smart Card, Internet and IVR. Then, a technology prevalence matrix drawn from the previous stage was used …

How does innovation impact on development? How, and under what conditions, do entrepreneurs in developing countries … innovate? And what can be done to support innovation by entrepreneurs in developing countries? This policy brief addresses … these questions and explains the relationship between entrepreneurship, innovation and development. Policy lessons are drawn …