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Organizational distance and use of collateral for business loans

Jiménez, Gabriel; Salas, Vicente; Saurina, Jesús - In: Journal of banking & finance 33 (2009) 2, pp. 234-244

Persistent link: https://www.econbiz.de/10008892271

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Organizational distance and use of collateral for business loans

Jiménez, Gabriel; Salas, Vicente; Saurina, Jesús - In: Journal of Banking & Finance 33 (2009) 2, pp. 234-243

This paper examines the effect of organizational distance (i.e. distance between the headquarters of the bank that grants a loan and the location of the borrower) on the use of collateral for business loans by Spanish banks on the basis of the recent lender-based theory of collateral [Inderst,...

Persistent link: https://www.econbiz.de/10005194778